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Discover Affordable Home Options Instantly

Do I Qualify?

When you apply for a mortgage loan, lenders usually require you to have a specific debt-to-income ratio, which is commonly referred to as “43/49”.

This ratio indicates that your monthly mortgage payment should not exceed 43% of your total monthly income before taxes, and your total monthly debt payments, including your mortgage payment, should not exceed 49.99% of your monthly income.

It’s important to note that some mortgage programs, such as VA and FHA loans, may allow for higher debt ratios on a case-by-case basis. If you’re interested in applying for a mortgage, check with our mortgage specialists to determine what specific debt-to-income ratio requirements are available based on the type of mortgage program you’re considering.

The Home Purchase Loan Process

Thank you for your interest in our home purchase loan process. Our process is designed to help you secure the right loan based on your unique needs and criteria. Here are the steps to follow:

Pre-Approval Letter

Start by completing our simple mortgage pre-approval letter request.

Customized Options

Receive customized options based on your unique criteria and scenario.

Compare Interest Rates

Compare mortgage interest rates and terms for each option.

Select The Best Offer

Select the offer that best suits your budget and needs.

Quick Quote Mortgage Experts

More Than 20+ Years of Mortgage Lending

Lower Your Mortgage Rate

Save more with our lower mortgage rates!

Access Home Equity (Cash)

Unlock your home's equity for financial flexibility

Break Your Current Mortgage

Break free from your current mortgage with ease!

Home Renovation

Give your home a fresh new look with home equity

Mortgage Home Purchase Without The Hassle!

Are you looking for financing options for a home or other real estate? Choosing the right purchase loan product and securing the best rate can be a daunting task, akin to playing whack-a-mole. However, we are here to simplify the process and provide you with the necessary tools and expertise to guide you every step of the way.

At our company, we offer a FREE pre-approval letter request to get you started. Our specialists will help you navigate the differences between loan programs, whether you are a first-time home buyer or a seasoned investor, and help you choose the right one for your specific goals. By speaking with our experts, you can expedite the process and move forward with confidence.

So, if you are in need of financing options for a home or other real estate, don’t hesitate to reach out to us. Let us help you make the right decision and get the best rate possible. 


Happy Homeowners


Years Experience