We’re here to make the FHA home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our FREE FHA Loan Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
FHA Loans require a low down payment, making homeownership more accessible for borrowers who may not have a substantial upfront cash reserve.
FHA Loans accommodate borrowers with less-than-perfect credit, allowing for more lenient credit score requirements compared to conventional mortgages.
FHA Loans are insured by the Federal Housing Administration (FHA), providing lenders with an added layer of protection, which can result in more favorable loan terms and interest rates.
FHA Loans are assumable, meaning that if you sell your home, the buyer may be able to take over your existing FHA loan, potentially making your property more attractive to potential buyers.
Low down payments, flexible credit, government-backed. Start your journey!
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An FHA loan is a mortgage loan that is insured by the Federal Housing Administration (FHA). Essentially, the federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower defaults on their mortgage payments. The FHA program was created in response to the rash of foreclosures and defaults that happened in the 1930s; to provide mortgage lenders with adequate insurance; and to help stimulate the housing market by making loans accessible and affordable.