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- May 16, 2023
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Mortgage Closing Cost
Mortgage Closing Costs: What to Expect and How to Minimize Expenses Wondering about mortgage closing costs? Discover what
What Our Clients & Partners Say...
Joe and Victoria made the home buying process great! They were both very knowledgeable and timely with responses. Were even able to get the clear to close a week early! Dream team!!!
A few weeks ago Ms Brooke Bass had multiple ways of helping with refinancing my current home . She asked well as her team at Quick Quote Mortgage was spectacular. It was a pleasant experience. The entire team was helpful friendly also timely . Ms Brooke Bass is a credit to her industry.
My boyfriend and I bought out FIRST HOME last month!!! 🎉🍾Brooke was there for us from the first moments and even still checking in to make sure we are settling in. She was and is always there for our questions and even making sure we understand all the legal talk. 📑She really goes above and beyond the call of duty! ❤️ I really can’t say enough good things about her!!!! Thank you Brooke for the start to our future! 🏡🎉
Brook was just wonderful. If it wasn’t for her I’m not sure we would have been able to close on our home. I would recommend her to anyone. She will take great care of you.
Brooke was amazing! She helped me buy my first home and answered any questions we had. The professionalism and service was truly appreciated!! I will continue to call Brooke for all things mortgage!! Thank you again!!
The best help and experience ever. Brooke Bass was my lender lady. I didn't have any confidence into purchasing a home. Brooke made the whole process easy and worried free. She made it so easy. It was stressful trying to find a home and then you have to worry about the financial process, but she did all the hard work. I really appreciate all the help that she did, above and beyond. I would like to work with Brooke anytime without any hesitation. She will be my go to lender. She is like a magician. I more than highly recommend her. Thanks Brooke
Brooke was very knowledgeable and pretty amazing to work with. She definitely took most of the pressure out of buying a home. She was very nice and a pleasure to work with. Would definitely recommend working with her to everyone!
Brooke was super helpful and landed us in our dream home. If you're in the market for a home and are hesitant, confide in Brooke she will get you the best deal And make the process easy and stress-free. Till this day she answers all my questions in relation to my home since I'm a first time home buyer. I would highly recommend to anybody.
Joe and his team were extremely knowledgeable and helpful. It was like working with a close friend that guided you through the process with patience and hospitality. We can’t thank Joe and his team enough for all of their help in closing on our dream home!
Joe and his team recently helped my parents with their refinance. They exhibited great honesty and integrity and were able to significantly reduce their monthly payment. As are many in their generation, my parents are sometimes technologically challenged and Joe was very patient and helpful in gathering the necessary documents and getting them through the refinance process. 🙂 My parents were very happy with the service and I am thankful to Quick Quote Mortgage for their help. I would highly recommend them to anyone!
Attention to detail, good communication, going the extra mile, advocating for the best rate, helping relay my unusual financial situation to the underwriter, leading us by the hand through the whole process all while being professional and pleasant. This is what you can expect from QQM. Joe and Victoria are on my Christmas Card list now. It does not get better.
Florida's Top Mortgage Broker
Meet Joseph Ferrezza CEO & Quick Quote Mortgage team
Whether you are in the process of buying, selling, refinancing, or building your dream home, the role of your loan officer is paramount. With ever-changing market conditions and mortgage programs, it is crucial to work with a highly skilled professional who can provide prompt and accurate financial guidance.
As seasoned loan officers, we possess the knowledge and expertise necessary to help you explore the numerous financing options available. Our ultimate objective is to ensure that you and your family make the right choice, and we are dedicated to surpassing your expectations by delivering exceptional mortgage services.
We invite you to explore our website, where you can discover the range of loan programs we offer, utilize our decision-making tools and calculators, and conveniently begin your application through our secure online platform. Once you have submitted your application, we will personally reach out to discuss the specifics of your loan. Alternatively, you can schedule an appointment with us using our online form.
Rest assured that we are always available to provide personalized service and expert advice should you have any questions. We eagerly look forward to the opportunity to work with you and guide you through the lending process.
20+
Years Of Experience90%
Customers Statewide
300+
Veteran Homes ApprovedEffortless Mortgage Loans for Home Purchase
In the market to purchase a home? We’re here to help. Our team of experienced mortgage professionals can guide you through the process of obtaining a mortgage loan with ease.
From the initial application to the final closing, we're committed to delivering exceptional customer service and personalized attention to ensure that you have a seamless experience. With our effortless mortgage loans for home purchase, you can trust that you're getting the best rates and terms for your specific situation. Contact us today to get started on your home buying journey.
What We Offer
Our Core Service
Purchase New House
Find your dream home with ease! We offer personalized mortgage solutions to help you purchase a new home that fits your lifestyle and budget.
- Personalized mortgage solutions
- Expert guidance from pre-approval to closing
- Competitive rates and flexible terms
- Easy online application and tools
Apply For Loan
Need funds for a major purchase? We offer a wide range of loan options and a hassle-free application process to help you get the funds you need..
- Variety of loan options
- Quick and hassle-free application process
- Competitive rates and flexible terms
- Expert loan specialists available
Refinancing Your Home
Save money on your monthly payments! Our refinancing options can help you lower your interest rates and shorten your loan terms, all while improving your financial situation.
- Lower monthly payments, save money
- Range of programs available
- Expert guidance and easy online tools
- Accessible refinancing options
Home Equity Line of Credit
We provide fast and convenient Home Equity Line of Credit (HELOC) solutions. Access your home's equity for expenses like renovations or debt consolidation. Our expert team ensures a seamless process with competitive rates. Get a quick quote today and unlock the financial possibilities of your home!
- Quick and convenient HELOCs
- Access home equity for renovations or debt consolidation
- Seamless process with competitive rates
- Get a quick quote to unlock your home's financial possibilities
Home Renovation
Transform your home into a masterpiece! Our renovation loans can provide the funds you need to turn your home renovation dreams into reality.
- Loans for home improvements
- Flexible terms and competitive rates
- Expert advice and loan selection
- Easy online application and tools
Refinance Advisor
Get expert advice on refinancing! Our team of knowledgeable advisors can help you navigate the refinancing process, choose the right loan for your needs, and improve your financial outlook.
- Experienced advisors for refinancing guidance
- Personalized advice and support
- Understand refinancing benefits
- Expert help in making informed decisions
Ready To Explore Your Options?
With our customized mortgage solutions, we can help make your dream of homeownership a reality. Get a quote today and let us find the perfect solution to fit your unique needs and goals.
Get A Mortgage Rate QuoteHome Refinance Made Easy
Considering refinancing your home? Whether you’re looking to lower your interest rate, shorten the term of your loan, or access equity in your home, we may be able to assist. Our team will work with you to evaluate your financial goals and needs, review your current mortgage terms and help determine if refinancing is the right option for you.
We offer a streamlined application process and quick turnaround times, so you can start enjoying the benefits of refinancing your home sooner. To learn more about your options, speak to a refinance specialist today.
OUR MORTGAGE SPECIALISTS
Meet The Team
Joseph Ferrezza
NMLS 338714
Diane Apolo
NMLS 292751
Brooke Bass
NMLS 2048463
Victoria Bonilla
Katherine Martinez-Ortega
NMLS 1563790
Samuel Perez Jr
NMLS 1898598Same day pre-approval
We pride ourselves on our quick application turnarounds. We understand that time is of the essence when it comes to obtaining a mortgage, so we work diligently to process your application as efficiently as possible. Our team of specialists is committed to delivering personalized attention and exceptional customer service to ensure that you have a seamless experience from start to finish. If you want to learn more about our quick application turnarounds and how we can help you with your mortgage needs, don't hesitate to speak to one of our specialists today.
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WHY CHOOSE US
Among Them We’re
Home Refinancing
Whether you need to access cash, lower your interest rate or change the length of your loan, we can help you achieve your home financing goals.
READ MORE
Delivering a Seamless Experience
Quick Quote Mortgage is committed to providing exceptional customer service and ensuring that you have a positive experience from start to finish.
READ MORE
Trusted Home Financing
Partnered with a wide network of lenders, we ensure access to a range of options to find the best rates and terms for your specific situation.
READ MORE
FAQ
Most Popular Questions
The amount you can borrow depends on several factors, including your credit score, income, employment history, and debt-to-income ratio. A mortgage lender can help you determine your borrowing capacity based on these factors.
There are several types of mortgages available, including fixed-rate, adjustable-rate, FHA, VA, and USDA loans. The best type of mortgage for you depends on your financial situation, goals, and preferences. A mortgage lender can help you evaluate your options and choose the right one for you.
The interest rate is the amount a lender charges you to borrow money for a mortgage. It can vary depending on the type of loan, your credit score, and the current market conditions. Your interest rate directly affects your monthly mortgage payment and the total cost of your loan.
Closing costs are fees associated with obtaining a mortgage loan and closing on a home purchase. They can include appraisal fees, title search fees, attorney fees, and loan origination fees, among others. Closing costs typically range from 2% to 5% of the loan amount and can vary depending on the lender and location of the property.
Find
Questions & Answer
Testimonials
We Let Our Clients Do The Talking...
What Our Clients & Partners Say...
Joe and Victoria made the home buying process great! They were both very knowledgeable and timely with responses. Were even able to get the clear to close a week early! Dream team!!!
A few weeks ago Ms Brooke Bass had multiple ways of helping with refinancing my current home . She asked well as her team at Quick Quote Mortgage was spectacular. It was a pleasant experience. The entire team was helpful friendly also timely . Ms Brooke Bass is a credit to her industry.
My boyfriend and I bought out FIRST HOME last month!!! 🎉🍾Brooke was there for us from the first moments and even still checking in to make sure we are settling in. She was and is always there for our questions and even making sure we understand all the legal talk. 📑She really goes above and beyond the call of duty! ❤️ I really can’t say enough good things about her!!!! Thank you Brooke for the start to our future! 🏡🎉
Brook was just wonderful. If it wasn’t for her I’m not sure we would have been able to close on our home. I would recommend her to anyone. She will take great care of you.
Brooke was amazing! She helped me buy my first home and answered any questions we had. The professionalism and service was truly appreciated!! I will continue to call Brooke for all things mortgage!! Thank you again!!
The best help and experience ever. Brooke Bass was my lender lady. I didn't have any confidence into purchasing a home. Brooke made the whole process easy and worried free. She made it so easy. It was stressful trying to find a home and then you have to worry about the financial process, but she did all the hard work. I really appreciate all the help that she did, above and beyond. I would like to work with Brooke anytime without any hesitation. She will be my go to lender. She is like a magician. I more than highly recommend her. Thanks Brooke
Brooke was very knowledgeable and pretty amazing to work with. She definitely took most of the pressure out of buying a home. She was very nice and a pleasure to work with. Would definitely recommend working with her to everyone!
Brooke was super helpful and landed us in our dream home. If you're in the market for a home and are hesitant, confide in Brooke she will get you the best deal And make the process easy and stress-free. Till this day she answers all my questions in relation to my home since I'm a first time home buyer. I would highly recommend to anybody.
Joe and his team were extremely knowledgeable and helpful. It was like working with a close friend that guided you through the process with patience and hospitality. We can’t thank Joe and his team enough for all of their help in closing on our dream home!
Joe and his team recently helped my parents with their refinance. They exhibited great honesty and integrity and were able to significantly reduce their monthly payment. As are many in their generation, my parents are sometimes technologically challenged and Joe was very patient and helpful in gathering the necessary documents and getting them through the refinance process. 🙂 My parents were very happy with the service and I am thankful to Quick Quote Mortgage for their help. I would highly recommend them to anyone!
Attention to detail, good communication, going the extra mile, advocating for the best rate, helping relay my unusual financial situation to the underwriter, leading us by the hand through the whole process all while being professional and pleasant. This is what you can expect from QQM. Joe and Victoria are on my Christmas Card list now. It does not get better.
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Find Your Dream Home Today!
Native to FL | Community Lender | Also Serving
Georgia, Texas, Virginia, & Michigan
Quick Quote Mortgage (QQM) is a licensed mortgage company operating in Florida, Georgia, Michigan, Texas, and Virginia. We comply with the rigorous standards and regulations set by each state’s respective regulatory bodies, ensuring that our clients receive reliable and trustworthy mortgage services. Our commitment to licensing demonstrates our dedication to professionalism and ethical practices in the mortgage industry.
Open the Door to Homeownership with VA Loans
Low down payments, flexible credit, government-backed. Start your journey!